Hero Insurance Broking India Private Limited – Insurance Broking (HIBIPL) offers you to buy 2-Wheeler Online Insurance. It is a Comprehensive 1 year, long term 2 & 3 years 2-Wheeler Online Insurance policies providing coverage to the bike/scooter, its owner as well as co-passengers.
The 2-Wheeler Online Insurance policy is not only for Hero bikes but also for other brands.
HIBIPL provides innovative coverages which includes maximum benefits:
We understand that 2-wheelers are one of the most economic & convenient ways to travel. But along with convenience, there are some unexpected risks associated with these vehicles like accident & theft. The comprehensive two wheeler insurance policy is an ideal solution to keep your vehicle and owner secure against various damages caused by natural and man-made calamities, including acts of terrorism. It gives you protection against liabilities arising from damages to a third party due to accident.
Plans Available with Us:
3 Years Long Term Insurance Package:
1 or 2 Year Insurance Packages:
(Note: The premium rates of short term plans are lower than long term plans but long term plan holds a range of benefits.)
The differences between the short term and long term plans are mentioned above. The coverage of long term plans are almost same to the coverage offered under1/2 year comprehensive plans. You are flexible to choose any two wheeler insurance packages from us. At Hero Group, we give equal services to both short term and long term plan holders.
Long Term Two Wheeler Insurance
With the option to choose up to 3-year policy period, HIBIPL offers instant bike insurance facility at affordable prices. The policy holders pay the fix premium for 3 years and relax for next 3 years without taking any hassle of annual renewal. The plan helps to protect against the statutory increase in third party liability premium which is regulated by the government.
The Coverage for 1 to 3 Year Bike Insurance
Make sure you know what is covered in your two wheeler insurance policy before investing on one. The basic cover features for such plans include:
Loss or Damage to your Vehicle against Natural Calamities:
Loss or Damage to your Vehicle against Man-made Calamities:
Personal Accident Cover Coverage
The cover is offered under situations where the individual owner or driver of the vehicle mounts or dismounts from the two wheeler while driving or travelling. You can also get optional personal accident covers for co-passengers.
Third Party Legal Liability Protection
It is a crucial coverage available for bike riders. It provides protection against legal liability due to accidental damages resulting in the permanent injury, death of a person, and damage caused to the surrounding property. For every biker it is mandatory to buy two wheeler insurance and carefully check the policy document & its terms and conditions.
Exclusions for Two Wheeler Insurance Policy
Value Added Add-on Covers:
Nil Deprecation:- A unique benefit for all Hero MotoCorp 2 wheeler customers
This is an add on cover for all HIBIPL Insurance Policies which allows no depreciation deduction from repair loss claims for replacement of damaged parts. This cover is applicable to all 2 wheelers insured on HIBIPL system.
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Hero corporate in association with its insurance partner launched an Innovative insurance cover for all hero Motocorp customers